Question 1

Will applying affect my credit?

Accepted Answer

Hearth uses a soft pull for pre-qualification. A hard pull only occurs if you accept an offer.

Question 2

How long does approval take?

Accepted Answer

Most homeowners receive a decision in under 60 seconds.

Question 3

What terms are available?

Accepted Answer

Terms from 12 to 84 months depending on project size and credit profile.

Terms	Example project	Est. monthly
12 mo · 0% APR	$3,500 garage	~$292/mo
36 mo	$6,000 basement	~$195/mo

Financing

Affordable financing through Hearth.